How does the AI portfolio analysis work?

Networthy uses Google Gemini to generate daily executive reports at market close. The AI analyzes your portfolio composition, daily performance relative to benchmarks like the S&P 500, asset allocation across sectors, relevant macro news, and upcoming events (earnings, dividends). To protect your privacy, we only send percentage weights and ticker symbols to the AI — never absolute monetary values. You receive the report by email or Telegram every evening.

What assets can I track with Networthy?

Networthy supports over 10,000 global assets including stocks from major exchanges (NYSE, NASDAQ, Euronext, BME, LSE), ETFs, mutual funds, cryptocurrencies, and dividend-paying assets. You can track individual positions with precise P&L using the average cost method, and the platform calculates both realized and unrealized gains/losses accurately, even after multiple buy and sell operations.

Can I import my portfolio from my broker?

Yes. Networthy currently supports CSV import from DEGIRO and Revolut. After uploading your broker's export file, Networthy maps your transactions automatically and resolves any ticker discrepancies before importing. Support for additional brokers including Trading 212, Scalable Capital, and eToro is planned.

What is the difference between the Free and Premium plans?

The Free plan is free forever and includes unlimited portfolio tracking, real-time P&L charts, and on-demand AI analysis at 0.99€ per analysis. Premium (4.99€/month or 49.99€/year) adds automatic daily AI reports at market close, unlimited AI analyses, Telegram and email alert notifications, advanced risk metrics, and priority support. Both plans include a 7-day free trial of Premium features.

Do you share or sell my financial data?

No. Your financial data is never sold to advertisers or third parties. The only third-party services that receive any data are our infrastructure providers: Vercel (hosting), Stripe (payments), Resend (email delivery), and Google Cloud Gemini (AI analysis). When data is sent to Gemini, only anonymized percentage weights are transmitted — never absolute euro amounts.

Is there a free trial for Premium features?

Yes. Every new Networthy account includes a 7-day free trial of all Premium features. A credit card is required to start the trial. After the trial period, you can choose to subscribe to Premium Monthly (4.99€/month) or Premium Yearly (49.99€/year, equivalent to 4.16€/month), or cancel and continue using the Free plan with no limitations on portfolio tracking.

On which devices can I use Networthy?

Networthy is available as a web application at app.networthy.pro and as native iOS and Android mobile apps. All versions sync your portfolio data in real time. The mobile apps are optimized for smartphone use with native biometric authentication and offline access.

Track every position. Get a daily AI report at market close.

Your Personal Financial Analyst, Powered by AI.

Track every position. Get a daily AI report at market close.

7-day free trial · No commitment

Hello, Carlos

Friday, April 11, 2026

Total portfolio value

$47,832

Total performance

+24.30%

+$9,183

Today

+1.24%

+$588

NVDA28.3%

AAPL22.1%

MSFT19.4%

AMZN16.8%

ANNUAL PERFORMANCE

POSITIONS

NVDA

28.3%

$13,537

+32.10%

AAPL

22.1%

$10,572

+12.10%

MSFT

19.4%

$9,279

+18.70%

AMZN

16.8%

$8,036

+28.40%

Hello, Carlos

Friday, April 11, 2026

Total portfolio value

$47,832

Total performance

+24.30%

+$9,183

Today

+1.24%

Invested

$38,649

COMPOSITION

ANNUAL PERFORMANCE

POSITIONS

NVIDIANVDA

28.3%

$13,537

+2.10%

AppleAAPL

22.1%

$10,572

+0.83%

MicrosoftMSFT

19.4%

$9,279

+1.41%

Bank-grade encryption

Read-only access

10,000+ global assets

Daily AI reports

0+global assets tracked

0supported languages

15 minmarket data refresh

AES-256encrypted end-to-end

How Networthy works

From your first transaction to a daily AI briefing — in three steps.

Import or add your holdings

Upload a CSV from DEGIRO or Revolut, or enter transactions manually. Networthy auto-maps your history and resolves tickers against 10,000+ global assets.

Track real-time P&L

Your portfolio refreshes every 15 minutes during market hours. Average-cost P&L, multi-currency FX, sector breakdown, heatmap, and annual returns — calculated automatically.

Receive your daily AI report

At market close, our AI analyzes your performance, relevant news, and upcoming events (earnings, dividends) and delivers a private executive report by email or Telegram.

See the dashboard in action

Every position, every move — tracked live.

The Closing Executive Report

Just as executives of large corporations receive a morning briefing on the state of their company, Networthy delivers a comprehensive analysis every night.

At market close, our AI processes the performance of your assets, the most relevant news and macroeconomic events so you know exactly where you stand and what to expect tomorrow.

Confidential • Portfolio Report

AI Strategic Analysis

""Your portfolio performance today was 0.45% above the S&P 500 index. Technology exposure remains the main driver, while volatility in the energy sector suggests a position review...""

Everything a serious investor needs

Built for people who want accurate numbers, not estimates.

Broker Import

CSV import from DEGIRO and Revolut. Tickers auto-mapped, split-adjusted, and validated against Yahoo Finance.

Returns Heatmap

Monthly color-coded grid that shows exactly when your portfolio outperformed and underperformed.

Event Calendar

Earnings dates, dividend payments, and macro events for every holding and watchlist ticker in one view.

Watchlist & Search

Follow 10,000+ assets without buying. Search, view fundamentals and analyst targets, add to watchlist in seconds.

Multi-currency FX

Hold assets in USD, EUR, GBP, JPY and more. FX rates refresh automatically so your P&L is always in your base currency.

PDF & CSV Export

Download a full portfolio PDF report or raw transaction CSV at any time — for sharing with an advisor or for your own records.

Price Alerts

Get notified by email, Telegram, or push notification when a position moves beyond your chosen percentage threshold.

Auto Split Adjustment

Stock splits are detected automatically and applied retroactively. Your average cost stays accurate without any manual correction.

Networthy vs. a spreadsheet

Stop manually fetching prices. Let the AI do the analysis.

	Networthy	Spreadsheet	Generic tracker
Daily AI executive report
Real-time P&L with average cost
Broker CSV import
10,000+ global assets
Privacy-first AI (no absolute values sent)
Email & Telegram alerts

Networthy

Spreadsheet

Daily AI executive report

Real-time P&L with average cost

Broker CSV import

10,000+ global assets

Privacy-first AI (no absolute values sent)

Email & Telegram alerts

Plans designed for every investor

Try all Premium features for free for 7 days. Cancel anytime.

Free

0€forever

Unlimited portfolio tracking
Profitability metrics (P&L)
Real-time charts
On-demand AI analysis (0.99€/u)

Get started for free

Most flexible

Premium Monthly

4.99€per month

7 days free trial

Everything in Free plan
Automatic daily AI reports
Telegram & WhatsApp alerts
Unlimited AI analysis
Advanced risk analysis

Try 7 days for free

Save 16%

Premium Yearly

49.99€per year

7 days free trial

Everything in Premium plan
Equivalent to 4.16€ per month
Priority access to new features
VIP support
No ads or interruptions

Save with annual plan

Security First

Your data is yours.

We prioritize your privacy and security above all else.

Bank-Grade Encryption

Your data is encrypted in transit and at rest using industry standards.

Read-Only Access

We never have access to move your funds. Networthy is an analytics layer.

Anonymized AI

We never send absolute monetary values to our AI models, only percentages.

Frequently Asked Questions

Everything you need to know about Networthy.

Yes. Networthy uses bank-grade AES-256 encryption for all data in transit and at rest. Critically, Networthy only requires read-only portfolio data — we never connect to your broker account and can never execute trades or move your funds. Your portfolio data is entered manually or imported via CSV file from brokers like DEGIRO and Revolut. We do not store brokerage credentials of any kind.

Investment guides from Networthy

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AI Portfolio Analysis: How Smart Trackers Read Your Investments

Modern portfolio trackers do more than count your gains. Discover how AI-powered analysis turns raw holdings data into actionable intelligence — and what that means for your returns.

Read article

Average Cost Method Explained: How to Track Your Real Portfolio Returns

Most portfolio trackers get P&L wrong the moment you sell. Learn how the average cost method works, what totalInvested really means, and why the denominator matters.

Ready to professionalize your investments?

Track every position, understand your true P&L, and get a daily AI briefing at market close. Starting free.